Aidpage

I am a 37 year old teacher, wife, and mother to three wonderful little kids.  2 months after our youngest was born, just over a year ago, my husband was diagnosed with brain cancer.  After a terrifying 3 months, he was on the road to recovery.  He had brain surgery, chemo, and radiation, as well as the chance to be a part of a clinical trial at NIH. 

We are AMAZINGLY blessed in that he seems to be cancer free and doing wonderfully.  Most people with GBM's do not live much longer than a year. 

Normally, I am the main "bread winner" in the family, but he coaches and brings in a little money here and there on a somewhat regular basis.  However, he was unable to work for quite some time as he underwent treatment and then recovered.  I ended up needing to go through bankruptcy since at the same time, I had run out of paid leave because I had used it up for my maternity leave. 

Now, our oldest is in kindergarten, our middle child starts preschool next week, and we have a Honda Oddyssey sitting and rotting in front of our house- the transmission is shot.  One of the student's in my class last year had a father who is a mechanic- he towed it to his garage 45 minutes away and was able to replace spark plugs free of charge.  He was willing to help with the transmission- no charge for labor!  But we have no way of saving the money even to get a used one.  Plus now two of the tires are flat, it still needs a timing belt, and I have no credit cards or credit to help.  Now that school is back in session, I am getting pay checks again, but no one will/can do a payment plan! 

The truck we currently drive also needs a timing belt and the breaks have been getting worse and worse on it.  Both vehicles are too old and have too much mileage for us to qualify for any help through any programs we have found or that were suggested to us when I contacted our Patient Advocate manager at Livestrong.  I make too much to qualify as "low income" and not enough to actually afford what we need.  Last month, to pay our rent, we needed to take a loan out from the local teacher's credit union.

If someone knows a way for us to finance these big repairs so that we have two running, safe vehicles so that I can take my son to school with me, and my husband can bring our daughter to school in the opposite direction, PLEASE let me know!!  We can make payments during the school year (the summers are very hard for us financially).  Thank you for reading my story. 

Social Security Disability Payments May Cease in 2017   - See full article from DailyFinance

I am a senior disability retired. lost mobile home, live in house my brother went out on a limb for. He charges me half what his payments are. now finds he is in financial trouble, due to loss of job and forced into retirement. I live on less than $850 per month. I am looking for suggestions as to what to do. I want to stay here, economy will not allow for sale of home and I feel badly for the position he is in because he helped me. I don't qualify for a loan etc. Can anyone please suggest something?

Hi, I am a 37 yr old in Spotsylvania, VA married to a wonderful man. My husband has a fracture in his back, has CP and works 50+ hrs a week. We both work and can not afford dental insurance. My husband had some work done about 8 years ago, but the partial that was made has broken. And he has several other teeth that need to be pulled. Someone please help him. He doesnt smile, he can't hardly eat and with the shape his back is in he can't afford NOT to eat, he needs to keep up his strength. He needs to go to a dentist that we can make payments, about $100 per month, until paid. In this area it's very hard to find a dentist that accept payments. Please contact me to let me know what we can do. Thank you!

VA Disability Compensation is a monthly payment that varies in proportion to the degree of disability. Rates for veterans with dependents may be higher.

The benefits are tax-free.

General Program Requirements

In order to qualify for this benefit program, you must have a service-connected disability, injury or disease that was incurred in or aggravated by your active military service.

There’s no requirement as to length of service.

Compensation may also be paid to certain veterans who were disabled from VA health care or while participating in our Vocational Rehabilitation or Compensated Work Therapy programs.

Generally, in order to receive VA benefits and services the veteran/servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To complete an application, use VA Form 21-526, “Veteran’s Application for Compensation or Pension.” You can complete the application online at

http://vabenefits.vba.va.gov/vonapp
document.getElementById(getNetuiTagName("pocUrl0289",this)).title="This link opens the http://vabenefits.vba.va.gov/vonapp website in a new browser window";
For more information, visit http://www.vba.va.gov/VBA/benefits/factsheets/.

If you have questions:

• Visit https://iris.va.gov/ to search Frequently Asked Questions or ask a question on-line.
• Call 1-800-827-1000.
• Call 1-800-829-4833, if you are hearing impaired.

Veterans Benefits Administration (VBA)
http://www.vba.va.gov

The Veterans' Pension for Non-Service-Connected Disability is a benefit paid to wartime veterans with limited income who are no longer able to work.

General Program Requirements

In order to qualify for this benefit program, you must be permanently and totally disabled or have reached the age of 65. Income limits apply.

You must have served on active duty at least 90 days with at least one day of wartime service.

Generally, if you enlisted after September 7, 1980, you must have served at least 24 months or the full period for which you were called or ordered to active duty.

National Guard and Reserve members who were activated for federal military service and later separated are considered to be veterans. In most cases, these veterans need not have served 24 months. There are some exceptions.

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.

Generally, in order to receive VA benefits and services the veteran/servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To complete an application, use VA Form 21-526, “Veteran’s Application for Compensation or Pension.” You can complete the application online at

http://vabenefits.vba.va.gov/vonapp
document.getElementById(getNetuiTagName("pocUrl0284",this)).title="This link opens the http://vabenefits.vba.va.gov/vonapp website in a new browser window";
For more information, visit http://www.vba.va.gov/VBA/benefits/factsheets/.

If you have questions:

• Visit https://iris.va.gov/ to search Frequently Asked Questions or ask a question on-line.
• Call 1-800-827-1000.
• Call 1-800-829-4833, if you are hearing impaired.

Veterans Benefits Administration (VBA)
http://www.vba.va.gov

The Veterans Dependency and Indemnity Compensation (DIC) is a monthly check paid to eligible survivors.

General Program Requirements

To qualify for this benefit program, you must be the child or spouse of a veteran who died while serving in active military duty or as a result of a service-connected disability.

This benefit may also be payable to survivors of veterans who were totally disabled from service-connected conditions at the time of death, even though their service-connected disabilities did not cause their deaths.

There is no requirement as to length of service.

National Guard and Reserve members who were activated for federal military service and later separated are considered to be veterans.

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.

Generally, in order to receive VA benefits and services the veteran/servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information
To complete an application, use VA Form 21-534, "Application for Dependency and Indemnity Compensation, Death Pension and Accrued Benefits." You can download the form https://www.va.gov/vaforms.

For more information, visit http://www.vba.va.gov/VBA/benefits/factsheets/

If you have questions:

• Visit https://iris.va.gov/ to search Frequently Asked Questions or ask a question on-line.
• Call 1-800-827-1000.
• Call 1-800-829-4833, if you are hearing impaired.

Managing Agency
Veterans Benefits Administration (VBA)
http://www.vba.va.gov

Government benefits 

I think i replied to you if i sent it wrong i wrote you above

You sound like a kind man and what goes around comes around.  Giving is a gift its the best feeling in the world.  I used to be able to give at Holidays to kids and other ways but since my divorce i have had to be the one helped.  I am a single mom of 3 kids and i am strong I believe and i will survive.  Take care

I am a father of 2 young boys with a low paying job. I can barely make my payments to keep a roof over their heads and food in thier stomach. Please help.

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When you are stressed about a bill and you are way behind. Don’t make a payment. Pay the bill off. It’s that simple.

I’ve learned in my experience and when I became very debt. I kept trying to make payments to catch up but every time I would turn around the bill payment I made, never may a dent in what I owed. So I got angry and thought there must be a better in handling this and there has to be a way to pay it off and get rid of it. How can I get out of debt quicker and not worry about next month’s payments.

So I did some research, spoke the credit expert. Went to classes and spent a lot of time in the public library trying to understand the easy way to pay that bill off, so I can quit making a payment. I kept getting deeper and deeper in debt because that bill kept coming and coming with higher interest rate or some type of charge.

Now, I’m not saying not to pay the bill. You have to pay it but you must and need to get rid of it. There are some bills that you can’t avoid and you must pay those in time. Such as electric bill or grocery bill or gas bill, phone bill but almost everything else you must get rid of it and you can.

What you do is take the bills and place them order by the most you owe to the least you owe and start from the smallest bill and work to the largest bill. It’s called a snowball effect. Lots of credit and money expert talk about that. You can read it in books, hear in DVD or audio recording but they all have the same concept.    

Let’s say you owe $100.00 to the smallest bill and you only have $25.00 to pay at the time. Then pay the $25.00 until you pay the bill off. You pay that amount ever time you have that amount in your hand, not matter when. You don’t have to wait until the end of the month to make a payment, make the payment. If you get the $25.00 every week, then every week make a payment, until your bill is paid off. Once that bill is paid, go the next one and pay the $25.00 plus add a little more money to that payment. Such as on the second bill make it $40.00. Pay $40.00 every time you have it, until you pay the second bill off and then go to the next bill. You see the snowball effect happening.

You keep this up until all bills are paid off. You keep rolling that amount up and you will pay your largest bill off fast. I went from on paying $10.00 a month to a small bill from $500.00 to the largest bill paying that amount a month. I just was paying the bill until all bills are paid.

 I’ve done it twice and I know I can do it again. So come on, I know you can do it too. Now this will only work if you are far behind on month bills. If you have basic bills coming to you such as electric bill, phone bill and other in that category. Then pay those bills first and when you start working on the snowball effect in paying the other bills, it will start working well and fast.

If you can’t afford to make a payment to a bill, start with something that you can manage and don’t give up. You can do it.

Pay the bill off; get rid of it, so like that you don’t have to worry about it in the future. By paying the bill off, it will go away and you will never have to deal with it again.

Think of all that money you will have once all the bills are paid off. Think of all you can do for yourself and your family, once all the bills are gone. Think of how you can spend it on the things you want instead of the things you need.

Think about it. You can do it. I know you can. Don't give up on this. It will take time but you can do it. 

I am a new mommy to a beautiful 3mo old baby boy. And a single mother at that. I am permantly disabled due to spinal injury 5years ago. But with the help of 2 surgerys and pain management regimens I have reclaimed parts of my life again. Including having my son.

But because of this I am on disability, giving me a very low income. And my reason to post is this..

I am in need of a low cost, reliable vehicle. Preferably one with a back seat, good shape and safe. I currently have a little 2seater dodge dakota that has broke down, and not worth the cost to fix it even if I had that money. I need a realiable and safe vehicle for transportation to and from doctors appointments (several monthly) state and SSI appointments, grocery shopping, personal need shopping and all around misc errands. I am willing to either pay up to $500.00 for a vehicle, or make payment arrangements of $100/mo. for however long (preferably under 15months/$1500.00)

So if you are anyone you know are able to help with this, myself and my son would be eternally grateful. I am not looking for a handout just an opportunity to increase or quality of life.

Thank you for your time, consideration and help

Sincerely,

  Jennifer and Dylan

jenniferlove060679@hotmail.com